No, a SWIFT code isn't the same as a routing number. SWIFT codes are used for international money transfers, while routing numbers are used for domestic transfers in the U.S.

A bank's routing number is a nine-digit number associated with a particular bank, while your account number is explicitly assigned to your account within a bank.

A routing transit number (RTN) is a unique nine-digit numerical code used to identify a physical bank, digital bank, or other financial institution.

That means a bank in one state will have a different routing number from the same bank in another state. And if your bank merges with another bank, your bank’s routing number might change.

Banks are issued routing numbers based on the states where they operate. That means a bank in one state will have a different routing number from the same bank in another state.