Some templates let you manually enter your information for free, or you can subscribe to a service that imports your financial data on a regular basis for effortless expense tracking.

These expenses, also called discretionary expenses, may be harder to account for in a budget, as they don’t always come with a set monthly fee. If you use the 50/30/20 budget, wants can account ...

In times like these, one of the ways to save money is by actually keeping a track of your expenses. The more you know about where the money is going, the easier it gets to make the relevant cuts.

A budget is, at its simplest, a plan for how you'll spend your earnings. It ensures you have the funds to cover your essentials — like housing, groceries, utilities, and your monthly debt ...

Using pen and paper, envelopes and spreadsheets are free, low-tech ways to budget. The best budgeting tool is one you'll use regularly to track expenses and plan for future spending.