Discover how an annual percentage rate (APR) impacts your finances, learn to calculate it, and effectively compare loans and credit products using APR insights.

Savings rates slipped from recent highs in 2024, but will that trend continue in 2025? Here’s a look at what could happen with savings rates this year.

To calculate interest-only loan payments, multiply the loan balance by the annual interest rate, and divide it by the number of payments in a year.

The best high-yield savings accounts help you earn more interest on your cash while keeping your money safe for short-term and medium-term financial goals.

What are today's savings interest rates? The national average savings account interest rate is 0.38% as of July 16, 2025, according to the latest numbers available from the FDIC.